Dokumentų tvarkymas pardavus arba įsigijus automobilį

Parduodant automobilį, svarbu iš karto sutvarkyti visus formalumus, kad ateityje netektų patirti jokių nemalonumų. Parduodami T.P. būtinai:

  • pasirašykite pirkimo – pardavimo sutartį,
  • išregistruokite transporto priemonę “Regitroje“
  • nuspręskite, ką darysite su turimu civilinės atsakomybės draudimu.
 

Pirkimo – pardavimo sutartis

Pasirašykite pirkimo – pardavimo sutartį. Galite naudoti oficialią VĮ „Regitra“ pirkimo pardavimo sutarties formą.  Pirkimo – pardavimo sutartis – tai labai svarbus dokumentas, įrodantis transporto priemonės savininko pasikeitimą, taip pat teisiškai galiojantis dokumentas, jeigu kiltų nesklandumų. Šis dokumentas aktualus tiek pardavėjui bei pirkėjui.

Kokie nesklandumai gali pasitaikyti

Nepasirašyta pirkimo – pardavimo sutartis:

  • Norėdami išregistruoti transporto priemonę VĮ”Regitroje” turėsite pateikti išregistravimo pagrindą – pardavimą, kurį gali įrodyti tik pirkimo – pardavimo sutartis.
  • Jūsų turima pirkimo – pardavimo sutartis įrodo, kad jūs nebesate susijęs su parduotąja transporto priemone ir sukeltoji žala – ne jūsų atsakomybė. Jeigu taip nutiko, kad pamiršote parduotą transporto priemonę išregistruoti VĮ “Regitra” ir gavote draudimo bendrovės reikalavimą regreso tvarka padengti sukeltus nuostolius (kuriuos iš tikrųjų sukėlė naujasis savininkas, o ne Jūs). Neturint pirkimo – pardavimo sutarties, nekaltumo įrodymas tampa labai apsunkintu arba net neįmanomu. 

Išregistruokite transporto priemonę VĮ “Regitra“

Išregistruokite transporto priemonę VĮ „Regitroje“  būtinai per 15 dienų. Transporto priemonė oficialiai priklauso jums, tol kol ji Jūsų vardu bus registruota VĮ“Regitroje“. Tai reiškia, Jūs esate pilnai atsakingas už šią transporto priemonę, jūsų vardu sudaromos  draudimo sutartys, jūs atsakingi už šio autotmobilio sukeltus eismo įvykius, netgi jeigu vairavote ne Jūs, o visai kitas asmuo, ir dėl sukeltų eismo įvykių draudimas brangs būtent jums – kaip tariant automobilio savininkui. Vis dėlto, jeigu jau taip nutiko, kad pardavėte automobilį, bet jo dar neišregistravote, savo nekaltumą Jums pavyks įrodyti tik turint pardavimo-pirkimo sutartį. Bet tai pavyks padaryti tik teismo keliu.

Kokie nesklandumai gali kilti

Neišregistravus transporto priemonės, jums gali tekti atsakyti už naujojo transporto priemonės savininko sukeltus įvykius. Draudimo sutartis sudaroma pagal duomenis pateiktus VĮ “Regitroje“, tai reiškia naujasis savininkas be jokių kliūčių draus automobilį jūsų vardu ir jo sukelti įvykiai bus įskaitomi būtent jūsų draudimo istorijoje. Jeigu taip nutiko, kad neišregistravote transporto priemonės, turima pirkimo – pardavimo sutartis turėtų padėti įrodyti, kad nebesate atsakingas už parduotąja transporto priemonę.

 

TPVCA draudimo perrašymas

  • Kaip pasielgti su dar galiojančiu TPVCA draudimu jūs galite pasirinkti. Draudimo sutartis nėra toks daiktas, kurį panorėjus galima tiesiog atiduoti naujam savininkui. Draudimo sutartis tai jūsų įsipareigojimai su pasirinkta draudimo bendrove. Pardavus automobilį turima draudimo sutartis dar galioja 15 dienų, po to nutrūksta. Galite pasirinkti, ar atiduoti savo draudimą naujajam automobilio savininkui ar pasilikti sau ir pinigų likutį panaudoti draudžiant kitą automobilį.
  • Draudimas dar galioja 15 dienų. Iš esmės teiginys, kad draudimas galioja arba draudimas negalioja nėra tikslus. Netgi jeigu draudimas yra galiojantis, tai yra jo pasibaigimo terminas dar neatėjo, labai svarbu atkreipti dėmesį, kokiomis sąlygomis jis galioja. .

Kokie nesklandumai atidavus TPVCA draudimo sutartį naujam savininkui

  • Jums gali tekti sugaišti papildomai laiko, draudimo bendrovei pateikiant raštišką sutikimą, kad perleidžiate savo draudimą naujajam automobilio savininkui. Draudimo bendrovė norėdama apsisaugoti nuo galimų neteisėtų veiksmų, gali paprašyti raštiško sutikimo, kad draudimą perleidžiate naujam sautomobilio savininkui.
  • Atidavus savo TPVCA draudimą (kuris nuo pardavimo dar galioja 15 dienų) naujajam transporto savininkui, pagal nutylėjimą (kol automobilis dar neperregistruotas) į jus kreipiamasi dėl draudžiamųjų įvykių. Tai reiškia, draudimas padengs naujojo savininko padarytą žalą, o eismo įvykio faktas bus užrašomas jūsų draudimo istorijoje, nes jūs dar oficialiai esate savininkas. Šios atsakomybės galėtumėte išvengti raštu kreipiantis į draudimo bendrovę ir pateikiant pirkimo – pardavimo sutartį, nes kol automobilis neperregistruotas, oficialiuose šaltiniuose vis dar jūs esate savininku.
  • Atminkite, kad draudimo sutarties atidavimas kitam asmeniui kelia tam tikrus pavojus:

Dažnai skiriasi valdytojų rizikos grupės. Svarbu yra, kokio amžiaus bei kokios patirties vairuotojo civilinė atsakomybė yra apdrausta pagal draudimo sutartį, nes, tarkim, naujas savininkas bus jaunas ir be stažo, o senas draudimas mažos rizkos ir nebrangus 50 mečio su 30 metų stažu. Tokiu atveju bus nedraudiminis įvykis arba draudimo kompanija apmokės iki 50 proc žalos.

Tarkime per klaidą palikus polisą automobilyje. Jeigu pardavėte transporto priemonę, ir tiesiog pamiršote joje savo draudimo sutarties dokumentą, naujasis savininkas be jūsų sutikimo gali jūsų draudimą persirašyti sau – t.y. jūsų draudimo įmokos likutį persikelti sau, sudarant draudimą savo vardu. Tačiau jau daugumoje kompanijų to padaryti tiesiog nepavyks.

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76 comments on “Dokumentų tvarkymas pardavus arba įsigijus automobilį
  1. Kotryna parašė:

    Sveiki,
    prieš gerus 2 menesius pardaviau masina,sudareme pirkimo-pardavimo sutarti,as mašina isregistravau Regitroje.Prieš kelias dienas gavau saukima i policija,uz neva padaryta KET pazeidima,issiaiskinau,o pasirodo tas asmuo net neiregistraves auto savo vardu,ir as nekalta,nes turiu pirkimo-pardavimo sutarti,ir is Regitros isregistravimo sutarti…tik vat draudima as,kai pardaviau atrodo palikau masinoje…Ar nebus problemu man kokiu nors del to,gal as dar galiu nutraukti draudimo sutarti,ar jau per velu? Aciu labai uz info

    • Dalia Raškauskienė parašė:

      Labas vakaras, Kotryna,
      Kadangi automobilį pardavėte jau prieš 2 mėnesius, to buvusio draudimo apsauga seniai nebegalioja, galiojo tik 15 dienų po pardavimo. Jeigu naujasis automobilio savininkas turėdamas draudimo polisą jo nenutraukė ir nepersirašė įmokos likučio sau, dar galėtumėte tą padaryti. Rekomenduotume kreiptis tiesiogiai į draudimo bendrovę arba draudimo tarpininką, kur draudėtės. Sėkmės!

  2. Kęstutis parašė:

    Sveiki, turiu vieną klausimą.
    pardaviau automobili su pirkimo pardavimo sutartimi 2015 metais,bet jos neiregistravau regitroi ir dabar sulaukiau skambucio, kad su ta mašina buvo padarytas eismo ivikis , vairuotojas pasisalino, o automobili nutempe i saugojimo aikstele. noriu paklaust ar dabar man teks uz ta iviki atsakyti ar iestos to asmens kuris vairavo. pirkimo pardavimo sutari as turiu, ir ar imanoma dabar ta auto isregistruoti.
    Ačiū už atsakymą. Nes kiek skaičiau internete nesusigaudau

    • Dalia Raškauskienė parašė:

      Sveiki, Kęstuti,

      Dėl transporto priemone padarytų eismo įvykių visada yra atsakingas jo savininkas, nesvarbu, kas realiai vairavo (išskyrus jei automobilis buvo pavogtas); šiuo atveju jūs vis dar oficialiai esate savininkas.
      Turint pirkimo pardavimo sutartį yra galimybė įrodyti, kad nesate atsakingas už įvykį, kreipkitės su ja į draudimo bendrovę, kuri pateikė jums prašymą padengti padarytą žalą.

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